Cost of Attendance
Many students look for ways to finance their cost of attendance. Binghamton can assist you in exploring your options with grants, loans, scholarships and student employment. First, it’s important to understand how the cost of attending Binghamton University is calculated. The total price varies depending on whether you’re a New York state resident, an out-of-state-resident, live on- or off-campus, or are an international student.
Note to international students: As a public university, Binghamton University is able to offer an elite education at a fraction of the cost of U.S. private schools. International students are not eligible for federal/state funding; however, we encourage you to refer to the information maintained by the Office of International Student and Scholar Services Office (ISSS) which may be helpful to you.
If a student visa is required to enroll, international students must submit an International Student Financial Statement (pdf, 110KB) and an official bank statement verifying their ability to meet all education and living expenses for the first year of study.
Direct vs. non-direct costs
Direct costs are charges that appear on your tuition bill (i.e., tuition, fees, housing, meal plan); non-direct costs can be other educational expenses (i.e. books, supplies, personal and travel expenses). Total costs will vary depending based on choices of dining (resident or commuter), housing options (on-campus and off-campus), travel (for visiting your family or others) and other out-of-pocket expenses.
For financial aid purposes, the estimated cost of attendance budget is based on both direct and non-direct costs. Both are taken into consideration in your financial aid package to help meet total estimated cost of attendance. Note: Financial aid and cost of attendance is calculated using nine months of attendance; 12 months if you attend summer sessions.
The food/housing allowance for off-campus living will be different than the allowance for living on campus. The allowance is based on monthly rental rate averages surveyed in the area for that academic year. For 2015-16, the allowance is $7,480.
If your monthly rent is $400+ per month, and you need additional funds to help with off-campus expenses, you must submit a copy of your 2015-16 rental/lease agreement, and utility bills (if not included in rent) to Financial Aid & Student Records, Admissions Center, Room 112.
Please note that increasing your financial aid budget may impact your eligibility for additional loan funding only – i.e., Federal Direct Student loans, Federal Parent PLUS loans, Private Alternative loans.
Housing and dining related links: