OK. It's time to think green.
Here are some financial aid must-dos and other money matters you need to know.
Student loan information
If you were offered a Federal Direct Subsidized and/or Unsubsidized Loan and you want to use these funds toward your spring 2023 bill, you must:
STEP 1: Accept the loan online at BU BRAIN Self Service via the portal by logging into my.binghamton.edu.
- Click on the BU BRAIN icon (top of the page)
- At the main menu, click on the Financial Aid tab
- Select "Award" and appropriate aid year
- Go to "Accept Award Offer" and accept/decline loan offer(s)
STEP 2: First-time loan borrowers: Complete the Master Promissory Note (MPN) and Loan Entrance Counseling at studentaid.gov. Go to the Loans and Grants section at the top of the page and click on the down arrow to find both requirements
and their respective web pages. Note: It may take up to 48 hours for us to receive
notification from the Department of Education once you completed the MPN and Entrance
Counseling; plan accordingly.
Complete unsatisfied requirements
You must complete FAFSA or verification-related requirements (other than loan-related requirements) no later than Jan. 15 to ensure timely disbursement of aid once spring 2023 classes begin. While aid may still be disbursed after that date, late fees may apply.
To check whether you've completed all the requirements, follow these steps:
- Login to the at my.binghamton.edu
- Click on the BU BRAIN icon (top of the page)
- At the main menu, click on the Financial Aid tab
- Select "Eligibility" and appropriate aid year
- Click on "Student Requirements"
- Complete any "unsatisfied" requirements
Follow this easy-to-use guide for logging into BU BRAIN and viewing your award offer, accepting and/or declining your loans.
Haven't applied for financial aid for 2022-23?
It's not too late to file your 2022-2023 FAFSA and/or apply for the New York state Tuition Assistance Program (New York state residents only) in order to take advantage of federal and state aid. Make sure you use the appropriate codes:
- FAFSA Code: 002836. Go to https://studentaid.gov/ to correct a processed FAFSA or call 1-800-433-3242.
- NYS TAP, select "SUNY Binghamton Undergrad." Go to http://www.hesc.ny.gov or call 1-888-696-4372 to correct a processed application.
Other loan options
A Federal Direct Parent or a private loan are financing options available to help with educational expenses. If your financial aid offer indicated eligibility for a Parent PLUS Loan and/or a private loan, they will be listed at the top of the online award offer page.
About your bill
Your spring 2023 e-bill notification will be sent to your Binghamton University email account (BMail) in early January with a due date in early February. For more details regarding payment and due dates, visit Student Accounts.